you sick of the way people treat you because you have bad credit?
Are you tired of them not treating you fairly, and taking advantage
Do you know that Credit Discrimination affects over 80% of the US
Imagine what your life
would be like
if you had perfect A1 credit?
Youd probably be driving
a brand new car and taking advantage of the low interest rates being offered-
thereby saving you thousands in interest. But only if you have great
probably be living in your own house, and paying less money
per month than the rent you are paying now, for a smaller sized
apartment. This is especially since mortgage rates are still very
low. You would also be getting a tax deduction on the payment.
But only if you have great credit.
Youd probably be thinking
about ditching your job and starting your own business- especially since
bank financing is easier to get right now. But only if you have great
But instead of getting whatever
you want, you get discriminated against everyday. Does this sound like your
- You cant open a checking
You have to buy money orders to pay bills, and you get hassled
and pay extra just to cash your own paycheck.
- You cant get credit
You have to carry cash everywhere which is very dangerous.
You cant take advantage of the float (if you dont know what float
is keep reading)
pay more interest on your mortgage IF you can even get
People with bad credit, IF they can get a loan, pay a lot more
in interest than someone with good credit.
on a $100,000 loan over 30 years, a person with bad credit will
pay $100,000 more in interest than a person with good credit.
A lot of people with bad credit cant even get an apartment.
- Its much harder for
you to become wealthy because no one will give you a business or personal
- You pay more for car
Insurance companies now charge more to people with lower credit scores even
if they have never been in an accident.
If you are sick and tired of
being discriminated against, its time to stand up and do something
news is, there is a way you can stop these bullies from pushing
you around and ripping you off, and that is by improving your
I am writing you this letter to tell you how much I enjoyed
reading "How To Make Your Credit Sparkle."
I would like to tell you two ways I have put your book to
work for me, and how I am influencing others to clean up
their credit via your book!
At first I bought the book for my own benefit. I am new
to the "mortgage world" and have learned so much
about so many different aspects of this business, including
credit, especially how bad my credit is. After reading through
your book it was obvious to me that I really needed to let
my clients know about this wonderful book! I can't tell
you how many I have turned on to this book. Not only have
we (my wife and I) started the process of cleaning up our
credit, but clients and potential clients as well.
At first I thought, "I'm going to give this book to
everyone I know, and some I don't know." Good plan,
but doesn't help you out much.
I go over some bullet points with clients to peak their
interest, and then tell them that I am more than willing
to do some of the "leg work" for them, to assist
in the "clean up" process. By the way, that is
a huge trust builder!
This is the part you should like the most; I have been
giving clients a few choice pages and some juicy excerpts
from the book to get them excited about cleaning up their
credit, and then referring them to your website so they
can purchase the book themselves. I have also done the same
with clients whom have already done business with me. It
is a must when dealing with sub prime clients. I have sent
past clients excerpts from the book via US Mail, along with
my business card to peak their interest, and always let
them know how to get the book on their own via your website.
I have a special place in my heart for the sub prime clients,
because I was one. Notice I said WAS! Thanks to your
book, I am well on my way to becoming 100% "A"
It should be a crime
to have bad
its so easy to fix!
repair is a simple process if you know what you are doing, and
you can do it yourself. In fact, no one can do as good a job in
repairing your own credit as you can. Best of all
your credit can be done for free.
you can get the best book on the market, detailing exactly how to do it,
Whether you have good credit, bad
credit, or no credit, your credit can be improved. There are tricks and
techniques you can use that can dramatically increase your credit score,
increase your credit limits, and get you all the credit you want in the amount
of time it takes you to say "Charge It!".
whats wrong with your credit it can be fixed, whether its
your fault or not. That's right.
Even negative info that is true can be
removed from your credit
But you have to know how to do
it and we can show you how to
the credit you
Help is now here. Credit
Bureau Secrets: What The Bureaus Don't Want You To Know About Fixing
Your Credit has been written with you in mind.
In order to write this book, we
interviewed 144 people to find out exactly what people want to know. We took
all their input and created the most comprehensive book on credit ever
of these 144 people had their own credit horror story. We sat
down with each of them, and asked them in detail what happened
to them and how it happened. We then helped each of them improve
their credit based on the techniques featured in this book. The
things they wanted to know, the things they needed to know, and
the methods they used to fix their credit are in this book
stories of foreclosure, divorce, loss of job, husbands running
away, husbands dying, serious illness, identity theft, houses
getting robbed, businesses failing, and even one person who was
a total deadbeat. All of these people benefited from this material.
"I was amazed
at how easy it was to get my credit back in shape. Your course changed my
Cynthia Farooq Dallas Tx
What makes this book even more
extraordinary is the fact that the book is written by an industry insider.
Ameen Kamadia has helped counsel
over a thousand people improve their credit. He has worked for years as a
manager of a credit bureau, as a Realtor, and a Mortgage Broker.
He has personally told hundreds
of people exactly what to do to improve their credit and financial condition.
He puts his years of experience and in the trench knowledge together
for you in this exciting book.
He is not just someone who calls
himself a credit expert because he got a collection deleted from his own
credit report. He has done that a thousand times.
What makes him different is that
he has been to the meetings put on by the Big 3 Credit Bureaus. He has gotten
all their internal documentation because he was one of them.
He knows what the bureaus know.
He uses this knowledge as well
as his own personal stories, client case histories, the latest laws to protect
consumers, and input from the 144 people we interviewed to cover every possible
aspect of credit and credit repair.
to let you know that by using your book I raised my credit score 85 points!
And I just got approved for a mortgage for my first house, and after we close
I am going to buy me a new car. But I will do it after the closing-just like
you taught us. Thank you so so much."
Maria Nunez Houston Tx
check out what he reveals is this eye-opening
Why you should never
give the credit card company your mothers maiden name even if they
ask for it. Pg66
6 foolproof ways to increase
your credit score. Pg19
5 ways to get credit
in a couple of weeks regardless of past credit history. Pg69
The entire process of how
your credit reports were created. Pg 6
How your credit score determines
if you will get a mortgage. Pg18
The steps to take to protect
your credit BEFORE you get divorced. Pg95
How the bureaus get your
The ONLY reason you should
ever declare bankruptcy. Pg102
How long information, good
or bad, stays on your report. Pg10
How to get medical bill
collections off your report for good. Pg34
How to keep from getting
called by a telemarketer or bill collector EVER AGAIN. Pg66
How and why collections
show up more than once on your report and how you can eliminate them.
Why working with a credit
repair company can do more harm for you than good. Pg37
How you can truthfully and
legally claim that you make a lot more income than you really do and thereby
double your credit limits. Pg65
How your credit score is
The #1 fastest and easiest
way to get credit if you have none at all. Pg70
The 34 credit score factors
and their meanings. This top secret information has never been revealed
before to the public. Pg16
Why all 3 bureaus have different
scores for you and how to take advantage of this. Pg20
The top reasons why there
are errors on your report, and how to fix or avoid them. Pg31
How your Residential Mortgage
Credit report is different from your regular report Pg93
Find out who is looking
at your credit report without your permission. Pg22
The back door
method to remove derogatory info off your report. Pg 44
How to keep your reports
from getting checked by anyone without your permission. Pg24
The top methods credit
repair companies and attorneys use and how you can do the same. Pg53
How to lower your current
payments on your debt by 50%. Pg 82
How inquires affect your
credit and why not all inquires are treated the same. Pg26
How to avoid foreclosure.
How to qualify to get a
free credit report. Pg28
Why putting a consumer
statement on your credit report is a waste of time. Pg46
What to do once your identity
has been stolen. Pg118
Why you should NEVER consolidate
your student loans with your spouses. Pg108
The 9 Credit Rights you
have by law and how to enforce them. Pg27
How to determine which credit
card to apply for and what the hidden fees are. Pg78
How cash advances from your
credit cards keep you in the poor house. Pg85
The five personal factors
banks look at in deciding to give you credit and how to improve your chances.
How many credit cards to
have and why. Pg86
The two types of consumer bankruptcy, how they work, and how they
wreak havoc on your credit. Pg97
How to get your student
loan debt CANCELLED by the government. Pg109
top methods thieves use to steal your ID and get credit in your
How to legally get a
new Social Security Number. Pg121
The 6 best ways to keep
your credit clean. Pg35
How to use your creativity
to get derogatory information off your report. Pg40
How to bribe your creditors
to clean your credit for you. Pg48
How to know when creditors
are discriminating against you and what you can do about it, especially if
you are a woman. Pg57
When a bank wont give
you a credit card, how to get it from their legal department. Pg61
And So Much More!
With 14 chapters, 246 pages, and
a great appendix section, this book has it all.
"I was facing
foreclosure and thought the only way to save my house was to declare bankruptcy.
At least that is what the lawyer told me before taking his $600 fee. 3 months
later I still lost the house. After reading your material I see what I could
have done to save my house and my credit. Wish I had come across your book
sooner. But then, I probably would've thought everything will work out on
its own. But now I know exactly how important your book is and I recommend
it to all my friends."
Allen Billings Seattle WA
"I tried credit
counseling to help with the bills. What a HUGE mistake. Not only did they
make credit worse, but they did nothin I could've done myself. But with your
help I was able to get the collection companies off my back until I was ready
to pay them back. Thanks Ameen!"
Jeff Wilson Kansas City Mo
Learn the insider secrets never before revealed.
it better to have a high credit score or a low one?
will learn all about credit scoring.
How to get your score, learn if it is good or bad, how to improve it, and
why your score is the way it is.
Credit scoring has been kept as
secret as possible by the credit bureaus. They dont want people to
even know what their own scores are. But you dont have to be in the
dark anymore. Ameen reveals the 34 Score factors and their meaning.
These factors explain exactly what about your credit is hurting you the most.
This information has never been revealed to the public before. The credit
bureaus make sure that information such as this does not get
rights are being trampled on: do you
know how to stop the abuse?
about the laws that were created to keep your credit
Several laws have been passed to protect your credit rights. These laws are
reviewed in detail. Your credit rights are explained one by one in simple
English. Dont get mislead by bill collectors and lenders again.
Once you know your rights, lenders
and bill collectors cannot take advantage of you anymore.
if you have good credit you are being discriminated against right now and
you dont even know it!
will learn why 70% of all credit reports contain errors and how to keep yours
Yours could have errors on it right now that are costing you money. Learn
how to not only fix these errors but improve your credit to the point where
youll be turning away lenders offering you thousands in credits.
know high school students that can steal thousands of dollars from you, you
cant stop them, and it can ruin your life for years to
will learn why identity theft is the crime of the computer generation, how
you can protect yourself and how to recover if it has already happened to
You would not believe how easy it is to get your personal information. Once
a crook has your info they can open credit in your name and cause serious
damage to your credit. And you wouldnt even know about it. This book
will show you how to avoid becoming a victim and safeguarding yourself and
your family finances from crooks.
to make banks line up and
beg you to take their loans.
will learn how much credit is too much?
Having too much credit could actually hurt your credit. This book shows you
how much and how many accounts you should have and how to use theses accounts
to have the highest credit score possible.
get bothered by a telemarketer
or bill collector again!
will learn the secrets of filling out a credit application. What you should
and should not tell them.
There is more to it, than just filling in the blanks. This book will show
you exactly what info you should give and what you shouldnt give to
get all the credit you want and protect your privacy at the same time. Including
how to never get called by a telemarketer or bill collector ever again. Believe
us nowhere else can you get such tell it like it is
the house! With my credit
intact I can buy a better one.
will learn how to handle your credit if you get a divorce and how to recover
if you already are divorced.
Did you know that divorce is the #2 cause of financial and credit ruin?
Dont let it ruin you.
Sadly, 60% of all couples get divorced
in todays society. Learn what you need to do before and after filing
the papers to keep both spouses credit sparkling clean. An entire section
details the steps you need to take to make sure your credit doesnt
get injured in divorce.
We are committed to your financial success. And as a thank you for trusting
us, we are throwing in 2 Free
When you order, we will also throw in 2 months of Ameens award winning
newsletter, The Fortune Maker. A one year subscription to this newsletter
costs $97. We are giving you two months free with your book order
The main purpose of this newsletter
is to help people like you, fix their credit, get out of debt, become financially
independent and retire early (within 5 years).
what he is doing right now to grow his fortune and his many businesses
and explains how you can do the same.
You also get one month of free email consultation with Ameen himself. One
year of this consulting costs $297. You get one month free with your book
order. Ask him all the questions you want and get answers from the
and two free bonuses should costs at least $100, but we are offering
it to you for the rock bottom price of only $37.
Not only is this well below what
it's worth, but your purchase also comes with a
90 DAY GUARANTEE.
If for any reason you are ever
unhappy with the book just return it for a full refund. Thats right,
if you ever want your money back just return it. Honestly, credit repair
does not happen overnight, or even within 30 or 60 days. We would rather
give you a lifetime guarantee because we are so sure that the rewards you
will get from this book will be worth 1000 times what you pay for it. But
our credit card processor only allows a maximum of 90 days. Use our book
as long as you need it. If you think that it wasnt worth the purchase
price, no problem. It cant get any better than that!
it does. Heres how to get a FREE copy of Credit Bureau Secrets
If you subscribe to one year
of consulting at $297, or just 81 cents a day, you will get unlimited questions
answered and personal attention. As well as a free copy of Credit Bureau Secrets.
This is the best deal we can give you.
Ameens normal hourly counseling
fee is $150. To have all your questions answered at this low price is a
But Ameen cannot consult with everyone,
so we have limited to number of people that can take advantage of the one
year consulting. Ameen does this himself personally, and he has lots of other
things to do so we hope you understand. These spots are available on a first
come first served basis.
Having great credit is the first
step to financial freedom. You have nothing to lose by ordering today. So
order now and help yourself and your family live the lives they deserve.
from the Author:
you are serious about living the good life, you need to
get this book. I know the importance of good credit. When
I started my first company I had nothing but my good credit.
I used it to start a business and borrow to buy the inventory.
Then I used it to borrow more money to start other companies.
I recently bought and moved into a brand new house, furnished
the whole house with brand new furniture, and bought a brand
new car for my father without spending a dime of my own
money. I use my money to make a much better return on investment.
I could never have
reached most of my financial goals by the age of 26 if I did not have good
Spend the time
to fix your credit, and use the ideas I give you in the newsletter to make
your life the way you want it to be.
have nothing to lose, but the longer you wait, the harder
it will be to start, and the less time you will have to
enjoy the good life when you get there.
Let me hold your
hand the whole way, order now.
here to order just the book, 2 FREE Newsletter Issues, and One
month of consulting.
or for the TOTAL Package you can ...
Click here to get One Year's of consulting and get
above package FREE!